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Use Cases

Built for everywhere people buy together

Split payments are the future of payments. It's time for your e-commerce to catch up.

Airlines

Group fares, paid seat by seat

  • One booking, one PNR—each passenger pays their fare
  • Fewer abandoned group bookings
  • Tickets issued only once every share is paid

Group fare

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Flight MAD to JFK

MAD → JFK

4 passengers · €420.00 / seat

€1,680.00
0/4 passengers · €0.000%
12A
Ana López
13B
Marco Ruiz
14C
Sofía Díaz
15D
Leo Pérez
0 of 4 paid
Secured payments · PCI-DSS compliant
Travel

Trips paid by everyone, booked by one

  • Organizer pays only their share upfront
  • Automatic reminders until the booking is fully paid
  • Works with your existing booking flow and PSP

Group booking

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Lisbon getaway

Lisbon getaway · 4 nights

Booked by Ana · €240.00 each

€960.00
€240.00 of €960.0025%
A
Ana· organizer
Paid €240.00
M
Marco
S
Sofía
L
Leo
1 of 4 paid
Secured payments · PCI-DSS compliant
E-commerce

Group gifts & shared purchases

  • Higher average order value on shared purchases
  • Fewer abandoned carts at the payment step
  • Multi-card split for a single order

Group gift

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Espresso machine

Espresso machine

4 friends · €120.00 each

€480.00
€0.00 of €480.000%
A
Ana
M
Marco
S
Sofía
L
Leo
0 of 4 paid
Secured payments · PCI-DSS compliant
Hospitality

Shared bills without the awkward math

  • One bill, many cards, zero friction
  • Fewer failed and disputed payments
  • Branded experience from menu to receipt

Split the bill

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Restaurant dinner

Table 12 · Dinner

Split evenly

€184.50
0/4 paid · €0.000%
Diners
4

Each person pays

€46.13

0 of 4 paid
Secured payments · PCI-DSS compliant
Events

Tickets and tables, split at checkout

  • Sell group bundles without payment friction
  • Each attendee pays with their own card
  • Real-time visibility of who has paid

Group tickets

Tap a seat

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Live show

Live show · Row A

€65.00 per seat · each attendee pays their own

0/6 seats · €0.000%
Stage
0 of 6 paid
Secured payments · PCI-DSS compliant
Retail

High-value orders, split across cards

  • Multi-card split for a single order
  • Higher average order value on big-ticket items
  • One reconciled payout to the merchant

One order, many cards

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Modular sofa

Modular sofa

Split across 2 cards · €920.00 each

€1,840.00
€0.00 of €1,840.000%
Card •••• 1000 · €920.00
Card •••• 1011 · €920.00
0 of 2 paid
Secured payments · PCI-DSS compliant

Where group payments win the sale

The pattern repeats across industries: the bigger the order and the more people behind it, the more likely it dies at checkout.

Airlines

Group and family bookings are among the highest-value orders an airline sells—and the most likely to stall when one passenger has to front every fare. With split payments at booking, each traveler pays for their own seat inside a single reservation, so the booking confirms sooner and inventory isn't held hostage by a group chat.

Travel & tours

Villas, group tours, ski trips: the organizer rarely wants to advance thousands of euros and spend weeks collecting it back. Payylo lets the organizer secure the booking with just their share while every companion pays theirs—turning "let me ask the group" into a completed reservation.

E-commerce

Group gifts, roommate furniture, team equipment—shared purchases abandon at the payment step because carts assume a single payer. Offering a group option at checkout removes that assumption and lifts both conversion and average order value on high-ticket items.

Hospitality

Private dining, celebrations, and group reservations end with the same awkward moment: one card and an IOU. Splitting the bill natively means every guest pays their part while the venue settles one clean, reconciled payment—no split-check chaos for staff.

Events & ticketing

Multi-ticket orders die when the buyer hesitates to front the whole group's seats. Selling tickets with a shared checkout lets each attendee pay for their own ticket while the seats stay locked together—more group bundles sold, fewer expired holds.

Big-ticket retail

Furniture, electronics, appliances: sometimes the blocker isn't willingness to pay but a single card's limit. Multi-card split lets one order be paid across several cards in one go, rescuing exactly the sales where the price tag is highest.

Curious what this looks like inside your flow? See how it works or check pricing.

Group purchases shouldn't die at checkout

Split payments are the future of payments—it's time for your e-commerce to catch up. Start handling group payments effortlessly with Payylo.

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